Is Crypto.com legal in Canada?
Updated November 2026. Checked against the regulators' registers and each platform's own pages.
Who pays us: Crypto.com doesn't pay us. We have no affiliate or referral deals in place yet, so the link below earns us nothing. How we make money
Crypto.com homepage, cropped to logo and menu
What this proves: Crypto.com's Canadian homepage lists BTC, ETH, CRO and 400+ crypto available with Canadian dollars.
2 more screenshots of its own pages in the review below
Yes. Foris DAX CAN ULC, which runs Crypto.com in Canada, is a restricted dealer in every province and territory. Prices in the app include a spread, and each Canadian dollar withdrawal costs $1.99. Margin trading, borrowing to trade and crypto derivatives aren't offered to Canadians.
- Registered as
- Restricted dealer
- Company
- Foris DAX CAN ULC
- App trading
- Spread built into the price
- CAD withdrawal
- $1.99
- Crypto protected by CIPF
- No
Good
- Registered in every province and territory
- No fee on Interac Standard Transfer deposits
- At least 80% of client crypto held with outside custodians
- 400+ coins available with Canadian dollars
Watch out
- App prices include a spread whose size isn't published
- Each Canadian dollar withdrawal costs $1.99, with a $100 minimum
- $30,000 yearly limit on most coins outside Alberta, BC, Manitoba, Quebec and Saskatchewan
Opens the official Crypto.com site · Crypto is high risk and prices can fall to zero
Crypto.com doesn't publish a full cost we can rank
Spread on app buys; Advanced base rate not published, so its cost depends on the price you're quoted.
See every platform
- NDAX$2
- Bitbuy$5
- Wealthsimple$5
- Coinsquare$5
- Kraken$8
- Robinhood$9.50
- Webull$10
- Newtonup to $11.50
- ShakepaySpread, size not published
- CoinbaseSpread on simple buys; Advanced rate shown only after sign-in
- Crypto.comSpread on app buys; Advanced base rate not published
- Netcoins0.5% fee plus a market spread of unpublished size
From each platform's own Canadian fee pages. Full table: crypto fees compared.
Crypto.com is legal in Canada. Its Canadian company, Foris DAX CAN ULC, is registered with the country’s securities regulators. Canadians sign up to a Canadian version of the platform, with its own terms, and some products sold elsewhere aren’t part of it.
Is Crypto.com registered in Canada?
Yes. The footer on Crypto.com’s Canadian site says its “Main App and Orderbook Service are offered by Foris DAX CAN ULC,” an Alberta unlimited liability corporation. It says the company is registered with the Ontario Securities Commission and the Canadian Securities Administrators as a Restricted Dealer. Its relationship disclosure, last updated 13 May 2025, says Crypto.com “is registered as a restricted dealer in each province and territory of Canada.”
The regulators’ register lists Foris DAX CAN ULC and related companies as a restricted dealer, with the latest decision dated 8 May 2025. That decision, linked from Crypto.com’s footer, runs for two years. It requires the company to work towards investment dealer registration and CIRO membership.
The footer also mentions FINTRAC. That’s Canada’s anti-money-laundering registration, a separate requirement from securities registration. You can compare Crypto.com with the investment dealers on our registered list.
How Crypto.com holds your crypto
The relationship disclosure says at least 80% of customer crypto is held with Crypto.com Custody Trust Company, a New Hampshire-chartered trust company and an affiliate under common ownership. Coins sit in omnibus accounts “segregated from all other accounts.” The regulators’ decision names BitGo Trust Company as a second custodian for cold storage.
Your crypto is held in the United States. The disclosure warns that if the custodian failed, US insolvency law would apply “rather than Canadian law.” Cash is held in a designated account at a Canadian financial institution, separate from Crypto.com’s own money.
On insurance, Crypto.com says both it and the custodian carry insurance against theft, and that it “may not be sufficient to cover all losses.”
CIPF doesn’t apply. The terms say crypto held with Crypto.com isn’t eligible for CIPF, CDIC “or any other investor protection insurance scheme,” and that Foris DAX CAN ULC “is not a member of the CIPF.”
What it costs to buy crypto
Crypto.com’s Canadian terms say the price you’re quoted in the app “includes a markup or markdown that constitutes a spread charged by the Company,” separate from any fees. The relationship disclosure adds that a fee may apply depending on how you pay, shown on the confirmation screen. Neither document publishes the size of the spread. Card purchases can carry fees from your bank, and some banks treat them as cash advances, the terms warn.
The Level Up page offers paid tiers that remove the app’s trading fees up to a monthly limit:
- Plus: $6.99 a month or $69.90 a year, up to US$20,000 of trades a month.
- Pro: $39.99 a month or $399.90 a year, up to US$50,000 a month.
Its footnote says “other transaction fees and spread may still apply,” so the spread stays.
The Advanced service works differently. You trade on an order book and pay maker or taker fees, not a spread. The Canadian homepage says those fees are “as low as 0.08% and 0.18%.” We couldn’t find the full Canadian fee table on the public site.
Deposits and withdrawals
Crypto.com’s Canadian help articles cover two ways to deposit by Interac and one way to withdraw. The Interac Standard Transfer deposit carries no fee from Crypto.com, though your bank might charge one. An Interac Request Money deposit costs 1%, capped at $10. Each Canadian dollar withdrawal costs $1.99 and is sent by Interac.
| Method | Deposit | Withdrawal | Limits |
|---|---|---|---|
| Interac e-Transfer (Standard Transfer) | No fee from Crypto.com, though your bank might charge one | $1.99 each | Deposits from $20. Withdrawals $100 minimum and $25,000 a day maximum, up to 10 a day, $775,000 and 30 transactions a month |
| Interac Request Money | 1%, capped at $10 | Not covered | Not covered |
| EFT / bank transfer | Not covered | Not covered | Not covered |
| Wire | Not covered | Not covered | Not covered |
The withdrawal article, updated 18 June 2026, says each request goes through an internal review that can take 1 to 3 business days.
Moving crypto to your own wallet
Sending crypto is one of the services listed in the Canadian terms. You can send it to outside wallets for a network fee. We didn’t find a list of coins that can’t be moved, and we haven’t recorded Crypto.com’s withdrawal fee for each coin.
Coins and tools
Crypto.com lists 400+ coins available with Canadian dollars. The Canadian terms and conditions, last updated 11 December 2025, cover the Crypto.com App and web platform. They list buying, selling and swapping crypto, a Canadian dollar account, sending crypto, Crypto Earn, staking, Crypto.com Pay, crypto baskets and the Level Up subscription. The Advanced trading service, Crypto.com’s order book, sits under separate terms.
Staking is available. The regulators’ decision says Crypto.com offers staking in every province and territory, on blockchains including Ethereum, Solana, Cardano and Cronos. The terms say Crypto.com takes a fee from your rewards that depends on the blockchain. They don’t give the percentage.
The Crypto.com Visa card is offered in Canada as a prepaid card. Crypto.com’s Canadian card help article lists a $4.99 fee for the entry-level physical card and a 2% foreign currency fee on that card.
What’s not available is borrowing to trade. The relationship disclosure says Crypto.com Canada “does not, and will not, offer margin, credit or otherwise offer leverage to clients.” It won’t offer derivatives based on crypto other than the crypto contracts that hold your coins. The Canadian homepage mentions prediction contracts, perpetual futures and stocks, but it doesn’t say they’re open to Canadians, and the Canadian terms don’t list them.
The app
Crypto.com runs two iPhone apps. On Apple’s Canadian App Store, as of 10 November 2026, the main app, Crypto.com: Buy BTC, ETH & CRO, is rated 4.6 from 66,503 ratings, takes up 874 MB and needs iOS 15.1 or later. Crypto.com Advanced Trading, its order book app, is rated 4.8 from 1,916 ratings, takes up 565 MB and needs iOS 15.0. Our crypto apps comparison puts both next to every other registered platform’s app.
How to sign up
Canadians sign up to the Canadian version of Crypto.com, run by Foris DAX CAN ULC under its own terms. The pages we checked don’t set out the sign-up steps, so we haven’t listed any. As a registered platform, Crypto.com has to verify your identity under Canada’s anti-money-laundering rules. Your province, and whether you qualify as a permitted client, decide whether the investment limit below applies to you.
Limits
The regulators’ decision caps how much you can put into most coins. Outside Alberta, British Columbia, Manitoba, Quebec and Saskatchewan, a client can buy no more than $30,000 net of crypto in any 12 months. Bitcoin, Bitcoin Cash, Ether, Litecoin and qualifying stablecoins don’t count towards it. Clients who qualify as permitted clients are exempt.
Platforms like Crypto.com
Kraken is also a restricted dealer with a separate trading app, and it publishes its lowest-tier Kraken Pro fees, 0.40% maker and 0.80% taker, on its Canadian pages. Read the Kraken review
Coinbase is a restricted dealer too, with 200+ assets and no fee on Interac e-Transfer and EFT deposits. Read the Coinbase review
NDAX is an investment dealer and CIRO member, and charges a flat 0.20% on every trade with no spread. Read the NDAX review
Verdict
Crypto.com is a restricted dealer registered in every province and territory, with at least 80% of client crypto held by custodians in the US. The app is easy to fund by Interac at no fee, but its prices carry a spread it doesn’t publish, and each Canadian dollar withdrawal costs $1.99. It doesn’t offer margin trading or crypto derivatives to Canadians.
Frequently asked questions
Is Crypto.com legit?
Yes. Foris DAX CAN ULC is registered with Canada’s securities regulators as a restricted dealer in every province and territory. It isn’t a CIRO member yet.
Is Crypto.com safe in Canada?
It follows Canadian custody rules, with at least 80% of client crypto held by outside custodians. Those custodians are in the US, and Crypto.com says its insurance may not cover all losses. Crypto prices can still fall.
Is my crypto on Crypto.com covered by CIPF?
No. Crypto.com says crypto held with it isn’t covered by CIPF or CDIC, and that it isn’t a CIPF member.
How much does Crypto.com charge?
App prices include a spread that isn’t published, and a payment fee may apply. Canadian dollar withdrawals cost $1.99. Advanced charges maker and taker fees from 0.08% and 0.18%. Our comparison of registered exchanges shows how other platforms price their trades.
Sources
Checked 10 November 2026.
- Crypto.com, Canadian homepage and footer
- Crypto.com, Canadian app and web terms and conditions, last updated 11 December 2025
- Crypto.com, Canadian relationship disclosure, last updated 13 May 2025
- Crypto.com, Canadian risk statement, last updated 27 June 2025
- Crypto.com, Canadian licences and registrations
- Crypto.com, Level Up (Canada)
- Crypto.com Help, CAD withdrawal, updated 18 June 2026
- Crypto.com Help, CAD deposit via Interac Standard Transfer
- Crypto.com Help, CAD deposit via Interac Request Money
- Crypto.com Help, prepaid Visa card fees and limits (Canada)
- Ontario Securities Commission, decision Re Foris DAX CAN ULC, 8 May 2025
- New Brunswick Financial and Consumer Services Commission, registered crypto asset trading platforms
Update history
- Reorganised into our standard review layout, with a deposits and withdrawals table. No facts changed.
- First published.
- First published.
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